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Avoiding Insurance Fraud

To avoid insurance fraud: * Be wary of people selling insurance door-to-door and over the telephone. * Be suspicious if, after an accident, a stranger contacts you to offer “quick cash” or recommends a...

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Screening Tests for Women

Insurance is great, but prevention is greater yet.  So what screening tests do you need? Screenings are tests that look for diseases before you have symptoms. Blood pressure checks and mammograms are...

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Top 5 Things for Small Employers To Know about Health Insurance

If you have up to 25 employees, pay average annual wages below $50,000, and provide health insurance, you may qualify for a small business tax credit of up to 35% (up to 25% for non-profits) to offset...

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Handling Insurance Complaints – Missouri

Insurance Consumer Hotline: 800-726-7390 The Division of Consumer Affairs within the Missouri Department of Insurance, Financial Institutions and Professional Registration (DIFP) is here to help you....

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Life Insurance Terms Glossary

Accelerated Death Benefits — Benefits available in some life insurance policies prior to death. Accidental Death Benefit — A provision added to a life insurance policy for payment of an additional...

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Do You Need Auto Insurance?

Auto (car) insurance - often it’s the first type of insurance someone buys, but some drivers don’t believe auto insurance is necessary.  Here’s how car insurance products you, and other drives. Let’s...

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MO Auto and Homeowner’s Insurance Questions

The Missouri Department of Insurance keeps a list of frequently asked questions on their website; here are the ones that pertain specifically to auto and homeowner’s insurance, with their answers. Can...

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Complete this Home Inventory Checklist

You never know when disaster will strike your home and you’ll be forced to file a home insurance claim.  A difficult time will be made much easier if you prepare now by completing a home inventory...

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